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Insurance

  • Published by Paul Hergott, Personal Injury Lawyer

“The crash occurred because I was texting, not because I was drunk. Now pay me the money!” That’s my blunt paraphrasing of a small claims lawsuit against ICBC. And it makes me feel sick to my stomach. The lawsuit arose [...]

  • Published by Paul Hergott, Personal Injury Lawyer

“Accidents happen. That’s what insurance is for.” is an overwhelmingly common attitude.”  Just typing those words made my skin crawl. Is insurance “for accidents?” Or does insurance actually cause crashes by removing driver accountability? Consider the impact of the “you [...]

  • Published by Paul Hergott, Personal Injury Lawyer

Sweet sixteen and “surprise!”, my daughter is behind the wheel. Okay, more like a frog slowly heating up in a pot, but still a surprise to my heart. I so clearly remember the 15 minute naps on the living room [...]

  • Published by Paul Hergott, Personal Injury Lawyer

I struck a raw nerve with my last column about collision insurance. A former client, continuing to feel symptoms from a rear-end collision that occurred years ago, inspired the topic. She became pissed off by the bad driving attitude of [...]

  • Published by Paul Hergott, Personal Injury Lawyer
Collision insurance car crash

“To be honest, it pisses me off”. Those are the words of a former client who continues to live with neck symptoms years after a “minor” rear-end collision. Neck symptoms weren’t the piss-off, though. It was the attitude of a [...]

  • Published by Paul Hergott, Personal Injury Lawyer
old doorknocker

“Shut the front door!  I don’t even know about this?  I used to work for them!” That was the animated reaction from a friend of mine who used to sell ICBC insurance.  I had just told her about the availability [...]

  • Published by Paul Hergott, Personal Injury Lawyer

How much automobile liability insurance do you purchase? Do you buy the minimum amount of $200,000 required by B.C. law? I see the magnitude of losses suffered by road traffic victims on a day-to-day basis. Losses regularly exceed the minimum. [...]

  • Published by Paul Hergott, Personal Injury Lawyer

From time to time I get a call from someone needing help with an insurance claim.  As soon as I figure out what they need help with I refer them to a lawyer who has expertise in that very specialized [...]

  • Published by Paul Hergott, Personal Injury Lawyer

Go directly to jail.  Do not pass go.  Do not collect $200.00. I don’t remember if those stark words are printed on a “Chance” or “Community Chest” card, but I do remember them being cold, hard words when I sat [...]

  • Published by Paul Hergott, Personal Injury Lawyer

Thank you, Tom, for this week’s column topic. Tom asked me to write about legal responsibilities related to involvement in a non-profit organization.  Involvement might range from volunteering your time to taking on a leadership role and becoming a director.  [...]